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PayPal is an all-in-one online payment solution that is both a merchant account and payment gateway. Established in 1998 and owned by eBay Inc., PayPal was one of the first companies of its kind devoted to digital payments. Its solutions can make set-ups quicker and easier and allow any merchants to accept credit cards in their ecommerce store. Due to its ease of use for customers, simple setup for merchants, the ability to transact in 100+ currencies, PayPal is the most popular online payment solution in the world with over 325 million active customers.